Resource Center
Free Educational Videos
What is the DOFD and why is it important to remove inaccurate info from your credit report?
What is an emergency fund and how do you create one if you are short of funds?
EF to Create New, Positive Credit
Your EF is one of the most powerful, inexpensive and easiest ways to create positive credit and raise your credit scores.
Credit Scores and The Ideal Customer
What are credit scores and how do they find the ideal customer? Ideal for you or the banks?!
97% of the population never practice what we teach here. If you will , you will be in the top 1% of all US income!!
Helpful Links
Proposed Rules for Credit Cards and Overdraft Services
The Federal Reserve Board and other agencies have proposed new consumer protection rules for credit cards and overdraft services. We invite you to submit a comment on the proposals under the Federal Trade Commission Act. You may also submit comments under the Truth in Lending Act and the Truth in Savings Act.
Savings Resources for Consumers
Online resources than can help with managing your personal finances.
Foreclosure Resources for Consumers
Information from the Federal Reserve and other government agencies. If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance. The following resources provide information and links to agencies and organizations that may be able to help you.
National Resource for Identity Theft
A one-
How is your score calculated and what factors determine your credit worthiness?
How do I get a tax identification number?
Even if you are not required, you still may want to get a tax ID number for your business. Why? Because you don't want to have to list your personal social security number every time you file out an application for a business credit card or sign a business contract.
PBS FRONTLINE Investigation
Secret History of the Credit Card
FRONTLINE and The New York Times join forces to investigate an industry few Americans understand
PBS FRONTLINE Investigation
Secret History of the Credit Card
Update: Credit Cards, Consumer Debt and Bankruptcy
FRONTLINE and The New York Times join forces to investigate an industry few Americans understand
More to Come
Credit Cards Are Frothy, Not Bubbly
New York Times Article
In good times, credit cards symbolize the joys of our consumer culture. In bad times,
they symbolize the dangers of that same culture. Unlike the mortgage and sub-
Internet legend, Willie Crawford, interviews Pat Hicks as he explains the process
and program at Fresh Start Credit Scores to re-
The present credit reporting system is broken. This written report by the nation’s top Consumer Advocate Attorney, Leonard Bennet, to the House Committee on Financial Services, offers chilling details of how the credit reporting agencies profit from consumer abuse every day.
